These Terms & Conditions govern your use of the ar99 platform, including all casino games, sports betting markets, bonus offers, and financial transactions. Please read them carefully before creating an account or placing any bets. By using ar99, you confirm that you have read, understood, and agreed to these terms in full.
A quick summary of the most important rules governing your ar99 account. Full legal text follows in the sections below.
ar99 is strictly an adult gaming platform. You must be 21 years of age or older to register an account, make deposits, or place any bets. ar99 actively verifies player age during the KYC process and reserves the right to close accounts that cannot confirm eligibility.
Each player may hold only one active ar99 account. Creating duplicate accounts — whether under the same name, device, payment method, or household — is a breach of these terms and may result in account suspension and forfeiture of any associated balances.
ar99 processes all transactions in Pakistani Rupees (PKR) through JazzCash, EasyPaisa, HBL, UBL, Meezan Bank, SadaPay, Raast, and USDT TRC20. Withdrawal requests are subject to identity verification and may require supporting documentation.
All promotional bonuses offered by ar99 are subject to wagering requirements, time limits, and game contribution rules. Bonuses may not be withdrawn until the applicable wagering requirements have been met in full. ar99 reserves the right to modify or withdraw bonus offers at any time.
Players are responsible for maintaining the confidentiality of their ar99 login credentials. ar99 recommends enabling two-factor authentication. Any activity carried out using your account credentials is deemed authorised by you unless you have notified ar99 support of a security breach.
In the event of a dispute, players should first contact ar99's 24/7 Urdu and English support team via live chat. ar99 aims to resolve all disputes within five business days. Unresolved disputes may be escalated to the relevant authority under ar99's international gaming license.
Last Updated: January 2026. These Terms & Conditions ("Terms") constitute a legally binding agreement between you ("Player", "User", "you") and ar99 ("ar99", "we", "us", "our"). By accessing or using the ar99 platform at ar99.ws, you agree to be bound by these Terms in their entirety. If you do not agree, you must discontinue use of the platform immediately.
By registering an account, accessing the ar99 website, downloading any ar99 application, or placing any bet or wager through the ar99 platform, you unconditionally accept these Terms & Conditions, together with ar99's Privacy Policy and Responsible Gaming Policy, all of which are incorporated herein by reference.
These Terms apply to all products and services offered by ar99, including but not limited to: online casino games, live dealer tables, sports betting markets including Pakistan Super League (PSL) cricket, poker tournaments, Dragon Tiger, slot games, and any future products ar99 may introduce.
If you are accessing ar99 on behalf of another person or entity, you represent that you have the authority to bind that person or entity to these Terms.
To open and maintain an ar99 account, you must satisfy all of the following eligibility criteria at the time of registration and at all times thereafter:
Age Verification: ar99 is required to verify the age and identity of all players. You may be required to submit government-issued identification (CNIC, passport, or driving licence) before withdrawals are processed or at any point ar99 deems necessary.
ar99 reserves the right to request proof of eligibility at any time and to suspend or close an account pending verification. Any winnings accrued during a period in which a player was ineligible may be forfeited.
To register an ar99 account, you must provide accurate, current, and complete information including your full legal name as it appears on your CNIC or passport, a valid email address, a Pakistani mobile number, and your date of birth. You must update your account information promptly if any details change.
Each individual is permitted to hold only one ar99 account. Duplicate accounts are strictly prohibited regardless of whether they are registered under different names, email addresses, phone numbers, payment methods, or devices. ar99 uses technical and manual checks to identify duplicate accounts. Where duplicates are found, all associated accounts may be closed and balances may be forfeited.
You are solely responsible for maintaining the confidentiality of your ar99 username and password. You must not share your login credentials with any other person. ar99 strongly recommends enabling two-factor authentication (2FA) on your account. Any transaction, bet, or action performed using your account credentials will be considered authorised by you unless you notify ar99 immediately upon discovering unauthorised access.
As part of its obligations under its international gaming licence and anti-money laundering (AML) compliance framework, ar99 is required to verify the identity of all players. KYC verification may be requested at any point and will typically require submission of:
Failure to complete KYC verification within the timeframe specified by ar99 may result in account restriction and suspension of withdrawal privileges.
ar99 accepts deposits and processes withdrawals via the following methods: JazzCash, EasyPaisa, HBL Internet Banking, UBL Digital, Meezan Bank, SadaPay, Raast, and USDT TRC20. All transactions are conducted in Pakistani Rupees (PKR) unless otherwise agreed in writing for cryptocurrency transactions.
Minimum and maximum deposit limits apply and are displayed within the ar99 cashier at the time of transaction. Deposits are generally credited to your ar99 account instantly or within a few minutes depending on the payment method. ar99 does not charge fees on deposits; however, your bank or payment provider may apply their own charges.
Withdrawal requests are processed by ar99 subject to the following conditions:
ar99's primary transactional currency is Pakistani Rupees (PKR). For USDT TRC20 transactions, conversions are applied at the prevailing market rate at the time of the transaction. ar99 is not responsible for exchange rate fluctuations between deposit and withdrawal.
ar99 does not accept deposits or withdrawals from third-party accounts. Funds must originate from, and be returned to, accounts registered in your own name.
ar99 offers various promotional bonuses including welcome bonuses, deposit match bonuses, free spins, cashback offers, and PSL cricket betting promotions. All bonuses are subject to the specific terms and conditions published alongside each promotion, which form part of these Terms.
Unless explicitly stated otherwise, all bonuses are subject to wagering requirements. The standard wagering requirement is the bonus amount multiplied by the applicable wagering multiplier stated in the promotion. Wagering requirements must be fulfilled within the time limit specified for the relevant promotion. Bonuses and any winnings derived from them may not be withdrawn until wagering requirements are met in full.
Different game types contribute different percentages toward bonus wagering requirements. Slot games typically contribute 100%. Live casino games, table games, and sports bets may contribute at a lower rate as specified in individual bonus terms. ar99 reserves the right to exclude specific games from bonus wagering at any time.
ar99 actively monitors for bonus abuse, including but not limited to: opening duplicate accounts to claim multiple welcome bonuses, low-risk hedging strategies to fulfil wagering requirements, and collusion between players. Where bonus abuse is suspected, ar99 may void the relevant bonus, reverse associated winnings, and close the account concerned.
ar99 reserves the right to modify, suspend, or withdraw any promotional offer at any time without prior notice. Players who have already opted in to a promotion will be notified of material changes where practically possible.
All sports bets placed through ar99 are subject to the specific rules applicable to each sport and market. For PSL cricket and other cricket markets, bets are settled according to the official result declared by the relevant governing body (Pakistan Cricket Board or International Cricket Council). ar99 reserves the right to void bets where matches are abandoned, rescheduled, or where results are under official investigation.
In-play betting markets are offered on selected events. Live odds are updated in real time and bets are accepted subject to market availability. ar99 reserves the right to suspend live markets at any time. In cases where a bet is accepted after the outcome is already determined due to a technical error, ar99 reserves the right to void the relevant bet.
All casino games on the ar99 platform use certified random number generators (RNG) or, in the case of live dealer games, physical dealing equipment filmed in real time. Game results are final once the round is complete. Technical malfunctions void all game play in the affected round.
ar99 applies maximum single-transaction payout limits across all products. These limits are displayed in the relevant game or market information screens. In the event a player's winnings exceed the applicable maximum payout limit, ar99 will pay out the maximum stated amount and the excess will be forfeited.
The following actions are strictly prohibited on the ar99 platform and may result in immediate account suspension, forfeiture of funds, and reporting to relevant authorities:
ar99 cooperates fully with law enforcement agencies and regulatory authorities. Any suspected criminal activity will be reported without prior notice to the player concerned.
All content on the ar99 platform, including but not limited to software, source code, game assets, graphics, logos, trademarks, text, data compilations, and the overall "look and feel" of the platform, is the exclusive intellectual property of ar99 or its licensors and is protected by applicable intellectual property laws.
You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the ar99 platform solely for your personal, non-commercial gaming and entertainment purposes. This licence does not permit you to reproduce, distribute, modify, create derivative works from, publicly display, or exploit any ar99 content in any manner without prior written consent from ar99.
ar99 collects, processes, and stores personal data in accordance with its Privacy Policy, which is available at ar99.ws/privacy-policy. By using the ar99 platform, you consent to the collection and processing of your personal data as described in that policy.
ar99 uses industry-standard 256-bit SSL encryption to protect data in transit. Player financial data is stored in compliance with applicable data security standards. ar99 will not sell your personal data to third parties for marketing purposes without your explicit consent.
ar99 is committed to promoting responsible gaming. ar99 provides the following tools to all account holders, accessible via the account dashboard at any time:
If you are concerned about your gaming behaviour, please contact ar99 support immediately via live chat. ar99's Urdu and English support team is available 24/7 to assist. For further information, please review our dedicated Responsible Gaming page.
Gambling can be addictive. You must be 21 or older to use ar99. Please play responsibly and within your means.
To the maximum extent permitted by applicable law, ar99 and its directors, officers, employees, contractors, agents, licensors, and service providers shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of, or inability to use, the ar99 platform.
ar99's total aggregate liability to you for any claim arising under these Terms shall not exceed the total net deposits made by you to ar99 in the 30-day period immediately preceding the date on which the relevant claim arose.
ar99 does not guarantee uninterrupted, error-free operation of its platform. ar99 shall not be liable for losses caused by: technical failures, internet connectivity issues, third-party payment processor outages, force majeure events, or actions taken by regulatory authorities.
You may close your ar99 account at any time by contacting customer support via live chat. Before your account is closed, any pending withdrawal requests will be processed in accordance with standard withdrawal procedures, subject to KYC completion. If you self-exclude, your account closure will be subject to the minimum self-exclusion period.
ar99 reserves the right to suspend, restrict, or permanently close your account at any time, with or without notice, where ar99 reasonably believes that you have breached these Terms, engaged in fraudulent or prohibited conduct, or where continued operation of your account poses a risk to ar99 or third parties. In such cases, ar99 may withhold funds pending investigation.
Upon account closure, any bonus funds or bonus-derived winnings that have not met applicable wagering requirements will be forfeited. Verified real-money balances will be returned via the player's registered payment method, subject to any deductions ar99 is entitled to make under these Terms.
These Terms & Conditions are governed by and construed in accordance with the laws applicable under ar99's international gaming licence jurisdiction. Any disputes arising from these Terms that cannot be resolved through ar99's internal dispute resolution process shall be subject to the exclusive jurisdiction of the competent courts or arbitration bodies as specified under ar99's operating licence.
Nothing in this clause limits the statutory rights you may have under the laws of your country of residence.
ar99 reserves the right to amend, update, or replace these Terms & Conditions at any time. Where changes are material, ar99 will provide reasonable notice to active players via email, platform notification, or a prominent notice on the ar99 website prior to the changes taking effect.
Your continued use of the ar99 platform following the effective date of any amended Terms constitutes your acceptance of the revised Terms. If you do not accept the revised Terms, you must stop using the ar99 platform and close your account before the effective date of the changes.
If you have any questions, concerns, or disputes regarding these Terms & Conditions, please contact ar99's customer support team:
ar99 aims to acknowledge all written enquiries within 24 hours and to resolve disputes within 5 business days of receipt of all required information.
Now that you understand ar99's terms, log in to your account and explore Pakistan's most complete cricket betting and casino platform. PSL markets, live tables, and 3,000+ slots are waiting. 21+ only. Please play within your means.
Minimum age 21. Gambling can be addictive — play responsibly. ar99 operates under an international gaming licence.
ar99 is strictly for players aged 21 and above. Gambling involves real financial risk and can become addictive. ar99 provides deposit limits, loss limits, session time reminders, cooling-off periods, and self-exclusion — all available from your account settings. If gambling is negatively affecting your life, please use these tools or speak to ar99's 24/7 Urdu-language support team. Review our Responsible Gaming page for full details.